Posted On Mar 19, 2024

What qualifies as fraudulent paperwork and lying on a mortgage application?
  • Altered or falsified pay stubs, letters of employment or other docs
  • Misleading or inflated info about income or length at a job
  • Misrepresenting job status (full/part-time, hourly/salaried, commission-based or self-employed)
  • Backdated letters of employment
  • Not disclosing all debts
  • Misrepresenting or omitting details of the property to inflate the value 
  • Lying about the purpose of the property (e.g., listing as your primary residence when it’s a rental or vice-versa)
 

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