Danny Bell
Mortgage Broker - M13001996
danny.bell@premieremortgage.ca
Tel: 888-561-2525 | Cell: 289-200-9061
Here's some examples of when and why appraisals are needed for a mortgage, and what lenders are looking for.WHY?- Confirm purchase price aligns with current fair market value - Assess property value and overall condition of the home, ensuring a...
Canada Mortgage and Housing Corporation (CMHC) mortgage loan insurance is required when you purchase a home with less than 20% down payment. This insurance protects your lender in case you can't make payments. Benefits:- Allows a mortgage with...
Here's a quick update on what's happening with mortgage rates. Variable Rates: There's been talk that we MIGHT see a 0.25% drop in the Prime Rate as early as April 2024. This will impact variable rate mortgages and lines of credit. Â...
Create a Budget: Tracking income and expenses is a simple and effective way to know where your money is going.Opt for Debit, Not Credit: Using your own funds rather than borrowing through credit allows you to stay on budget.Embrace Staycations: Enjoy...
BANK OF CANADA ANNOUNCEMENT:To the relief of millions of Canadians, the Bank of Canada announced yesterday they're keeping the overnight rate status quo.After 10 increases since March 2022, the overnight rate stays at 5.00% for now. The Bank said...
Do you or someone you know have a mortgage coming up for renewal in the next 6 months? Here are benefits of acting early: We can secure a new rate 4 months before your renewalActing ahead lets you plan options carefully If rates rise, we'll...
Whether you are first-time buyer or an experienced buyer with excellent credit, The Mortgage Centre has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Learn MoreThrough training and certification, we have a good understanding of available products, features, and rates. We are here to keep your mortgage moving forward with our Mortgage Market technology, we have electronic access to various major lenders in Canada, so you’re not tied to one lender or one type of mortgage.
Learn MoreWe understand that mortgages can be confusing and intimidating. To help demystify the process, The Mortgage Centre provides a glossary and a variety of free calculators to assist you in researching, and planning your mortgage.
Learn More