Mortgage Tips: Understanding Interest Rates

Posted On Nov 22, 2022

It is important to understand that Fixed rate and Variable rate mortgages are based on different "money markets". When the news/media says the Bank of Canada is raising rates, that change will directly impact Variable rate mortgages and Lines of...

Mortgage Tips: 3 Tips To Help Save Money

Posted On Nov 08, 2022

3 TIPS TO HELP SAVE MONEY!1) PLAN YOUR BUDGET- Physically writing your monthly income and expenses shows exactly where your money is being spent- Keep ALL bills/receipts for the next 3 months to track your expenses (mortgage, groceries, gas,...

Mortgages: Then & Now

Posted On Oct 28, 2022

I took a look into a cost comparison of home prices, mortgages and incomes in 1992 vs 2022 to help get a perspective on the current economic climate that young homeowners are facing now vs then....it is quite staggering.*This chart is for...

Mortgage Tips: Rate Increases

Posted On Oct 12, 2022

There's an estimated 0.50% increase to the Prime Rate expected on October 26 and likely another estimated 0.50% in January 2023. These projections are not guaranteed but based on mortgage and economic industry buzzword, this is the...

Mortgage Tips: Monthly Mortgage Payments

Posted On Sep 27, 2022

How Much Is A Monthly Mortgage Payment? Based on today's (September 27, 2022) current, average 5 year fixed rate @ 5.09% with a 25 year amortization, the monthly payment is as follows:$100,000 mortgage = $586.74/month$200,000 mortgage = $1,173...

Mortgage Tips: Bank of Canada Rate Update

Posted On Sep 14, 2022

As expected, the Bank of Canada (BoC) raised its Overnight Rate last week (September 7, 2022) by 0.75% to 3.25%. The BoC says further increases are expected as the fight against inflation continues. Supply chain issues and the war in Ukraine play big...